PAYO – An Offline Customer Initiated One-Time-QR code based Payment System
Motivation Have you ever tried to pay with your phone, only to find there’s no internet or the connection is too slow? Many digital payment systems need both the sender and receiver to be online, which isn’t always possible, especially in places with spotty coverage. PAYO was created to make payments easier and more secure, even when you’re offline. The goal is to let anyone pay quickly and safely, no matter where they are.
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